Electronic Direct Deposits & Wire Transfers

The banking day we receive the deposit

Cash & Checks drawn on Towne Bank of Arizona

The banking day we receive the deposit IF made
in person to an employee of Towne Bank of Arizona

Cashier’s, teller’s, certified, or government checks;
Local checks; and, the first $100 of a day’s deposit
of other checks.

The first business day AFTER the banking day we
receive the deposit.

Non-Local Checks

The second business day AFTER the banking day
we receive the deposit.

*NOTICE

In some cases your ability to withdraw funds may be delayed beyond the above schedule. In those instances you will be provided a “Notice of Delayed Availability” at the time we receive your Deposit. Customers enrolled in Off-Site Deposit Services program may experience additional availability delays. Accounts open less than 30 days are subject to extended holds on all deposits. Deposits made through our ATM machine or Night Depository facility on bank holidays or after 3:00 pm weekdays will be credited the next banking day.